房地產(chǎn)金融風險的評價及防范對策研究.pdf

1、東北農(nóng)業(yè)大學(xué)碩士學(xué)位論文房地產(chǎn)金融風險的評價及防范對策研究姓名：徐景輝申請學(xué)位級別：碩士專業(yè)：土地資源管理指導(dǎo)教師：雷國平20060620StudiesonEvaluationandPreventionCountermeasuresofRealEstateFinanceRiskAbstractAccompaniedwiththedevelopmentofreformandopeningtheinnovationofurbanhousin

2、gsystemandlandUSesystemreform，andtherecoveryanddevelopmentofrealestateindustryChinarealestatefinancedevelopedAfterChinajoinedinWTO，studiesoffundsaccommodationandinvestmentresultsundermarketeconomyconditionhavebecometheco

3、requestionofrealestatemanagementandpolicymakingUnderthemajortendencyofrealestatecommercializationandmonetization，theresearchonrealestatefinancialriskandrelativepreventionWaSextremelyimportantforkeepingthesustainabledevel

4、opmentofrealestatefinanceatthe21stcenturyInrecentyears，alongwithunceasingadvancementofthehousingsystemreforminChinaswiftgrowthofthenationaleconomyandurbanization，Chinarealestateindustrypresentedasituationofhighspeeddevel

5、opment，whichhadbecomeanewgrowthpointofnationaleconomyandconsumptivehotspotgraduallyAlongwithinstantdevelopmentofrealestatefinance，whichWaSplayingthepivotalroleinthedevelopmentofrealestateindustryithadbeenanimportantstrut

6、ofrealestateindustrydevelopmentHowevertherealestateindustrywashighriskbusiness；therealestatefinanceinevitablyundertooktherealestateindustryhighriskwhenitsupportedtherapidlydevelopmentofrealestateindustryThepresentfinanci

7、alsystemandthecreditoperatingmodeofChinawhichmadethecreditrisk，theinterestraterisk，theliquidityriskandtheriskofpolicyandlawthattherealestatefinancialorganizationfaceddifficultinreleasingthrougheffectivemechanismandsuitab

8、lewaymadefinancialorganizationlackadrivingsystemthatexpandedtheprovisionofhousingcreditAtthesametime，thegovernmentwantedtoexpandthedomestichousingdemandtopromotehousingindustrydevelopmentbyexpandingthehomemortgagethatWaS

9、akindofexpansionaryfinancepolicywhichmaderealestatefinancialorganizationfallintodilemmaHistoricallessonindicatedthatrealestatefinanceriskWaSenormousWhenitbrokeout，itwouldrapidlyaffectwholefinancialsystemandevenaffectthes

10、tabilityandadvancementofwholenationaleconomyTherefore，weshouldurgentlytakethepositivemeasuretoguardrealestatefinance，especiallycommercialbank’SrealestatefinancialriskFirstlytheauthorintroducedthebasictheoriesofrealestate

11、financeTheauthorcomprehensivelydiscussedrealestatefinanceconnotation，charactersanddevelopmentSecondlytheauthorthoroughlyanalyzedbasicreasonthattherealestatefinancialriskWaSproducedsuchasintrinsicsystemandmanagementbehavi

12、oroffinancialorganization，realestateenterprisecreditandpersonalcreditAndtheauthormostlyanalyzedandevaluatedseveralkindsofmainfinancialrisks，putforwardthoughtsofconstructindividualcreditsystemAccordingtobasicresearchabove