郵政儲蓄銀行小額貸款業(yè)務發(fā)展策略研究.pdf

1、北京郵電大學碩士學位論文郵政儲蓄銀行小額貸款業(yè)務發(fā)展策略研究姓名：常虹申請學位級別：碩士專業(yè)：工商管理指導教師：苑春薈20090520北京郵電大學丁商管理碩上學位論文第2頁共39頁ABSTRACTSmallloans，alsoknownasmicrofinancingcanbedefined嬲aspecialkindoffinancialservicesorfinancialinstitutions，mainlythosewhohave

2、beenexcludedfromtheformalfinancialsystemthanthesmalleramountofcustomersinfinancialservicesSmallloansinrecentyearsmanycountriesintheworldtosolvetheneedsofmicrocreditandpovertyreductionadoptedbythedevelopmentofacommonandef

3、fectiveapproachPostalsavingsbankisdifferentfromthegeneralcommercialbanks，nleirmarketpositionistheindividualorientedretailfinancialservices，withitsnaturalcomparativeadvantages，microcreditoperationsofPostalSavingsBanktobec

4、omethestrategicbusinessandproductlogoThepracticeofmicrofinanceinChinaasearlyasthe20thcenturyinthemid90s，but10years，theslowdevelopmentofmicro—creditsectornotonChinasmicro—creditandmicrocreditproductsmarketimpactInDecember

5、2005thepostalsavingsinstitutionsinFujian，Hubei，Shaanxismallloanstotheexperimentalwork，markingthepostalsavingsbankofficialinvolvedinmicro—lendingoperations，Thepaperfirststudiesintheliteratureonthebasisofthesummaryofthepos

6、talsavingsbankmicro—creditoperationsresearchathomeandabroad，andPostalSavingsBankofdomesticmicro—creditoperationsandstatusofthedevelopmentprocessofanalysisSecondlyfromaninternationalcomparativeperspectivetoexplorethebenef

7、itofChinasPostalSavingsBanktocarryoutsmallloansfromtheexperienceofthebusinessThird，theuseofSWOTanalysisofChina’SPostalSavingsBanktocarryoutsmallloansbusinessstrengths，weaknesses，oppommifiesandchallengesFinallythePostalSa