黑龍江省建行個(gè)人住房貸款業(yè)務(wù)風(fēng)險(xiǎn)防范對(duì)策研究.pdf

1、國(guó)內(nèi)圖書(shū)分類號(hào)：F88033國(guó)際圖書(shū)分類號(hào)：336712工商管理碩士學(xué)位論文V798802黑龍江省建行個(gè)人住房貸款業(yè)務(wù)風(fēng)險(xiǎn)防范對(duì)策研究碩士研究生：導(dǎo)師：申請(qǐng)學(xué)位：所在單位：答辯日期：授予學(xué)位單位：陳剛姜明輝副教授工商管理碩士中國(guó)建設(shè)銀行黑龍江省分行房地產(chǎn)金融業(yè)務(wù)部2005年9月哈爾濱工業(yè)大學(xué)AbstractLoanonpersonalhousingisnotonlythemajorimportantmethodofpromotingec

2、onomicsandimprovingthelevelofresidentconsume，it’SalsoanewbusinessascommerciaIbankslannchoutintomarketreformandexpansionofbusinessareaHowever，asthebusinessexpandsrapidly，problemsduetothelaggardoperatingmanagementlevelofba

3、nksstickoutForthepurposeofimprovingtheoperatingmanagementleveloftheloaninHeilongjiangBranchofCCB，thethesisresearchestheproblemsofmarketplot，riskmanagementandthedesignofmanagementsystemFirst，tilethesisanalysesthepresentsi

4、tuationthatloanonpersonalhousingdevelopmentsintheworldandtheeconomicbenefitsoftheloanbyusingeconomicprinciples，itdeducesaconclusionthatdevelopingthebusinessofloanonpersonalhousingisanimportantwaytOpromoteconsumers’effect

5、ivedemand，increasenationalincomeandimprovetheoperatingbenefitofcommercialbanksThen，thethesispointsouttheproblemsexistingduringdevelopingthebusinessanalyzingthecurrentsituationandthedateoftheloaninHeilongjiangBranchofCCB，

6、andinviewoftheproblemsitplotstodesignproducts，orientateontargetmarketanddevelopthebusinessintegratedbycombiningthemarketenvironmentandthesuperiorityandinferiorityofthebranch；alsofocusingontheriskofthebusiness，itperfectst

7、hecontentofriskpreventionoftheloananddesignstherelevantsystemLast，itanalysesthekeyfactorsofthemanagementoftheloantodevelop血ebusinessandpreventtheriskseffectivelyKeywordsHeilongiiangBranchofCCB；loanonpersonalhousing；riskm